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Privacy Policy

This Privacy Policy ("Policy") explains how our mobile application "MyLoanPulse" ("we" or "us") collects, uses, processes, and discloses your personal data when you download and use the App or access our services on www.myloanpulse.com (collectively, the "Platform").

1. Introduction

1.1 The services offered through the Platform are collectively referred to as "Services."

1.2 We are committed to safeguarding your privacy and ensuring transparency in how we handle your personal data. This Policy details the principles governing data collection, storage, usage, and disclosure.

1.3 By providing consent, you acknowledge and agree that we will process your personal data in accordance with this Policy.

2. Personal Data We Collect

2.1 We collect, transmit, and store limited personal data about you on our secure MyLoanPulse server, with your consent, including:

- Identity and Profile Data: Name, DOB, gender, photos, education, employment details, contact information

- KYC Data: Government-issued identification documents

- Transaction Data: Platform service usage details

- SMS Data: Financial SMS data for analysis

- Financial Data: Credit history, income details, loan information

- Device Data: IP addresses, browser info, operating systems

- App Data: Installed application package names

3. How We Collect Data

3.1 We collect data through:

- Information you provide directly

- Automatic collection through tools like cookies

- Third-party sources and public databases

4. Use of Personal Data

4.1 We use your data to:

- Provide and improve our Services

- Process loan applications

- Communicate about Services

- Ensure legal compliance

5. Data Sharing

5.1 We may share data with:

- Lenders and financial institutions

- Service providers and analytics partners

- Legal authorities when required

6. Data Security

6.1 We implement industry-standard security measures to protect your data

6.2 We follow all applicable data protection laws

7. Your Rights

7.1 You have the right to:

- Access your personal data

- Request data deletion

- Withdraw consent

- Lodge complaints

8. Data Storage

8.1 All data is stored exclusively in India

8.2 We maintain appropriate retention periods

9. Third-Party Links

9.1 Our Platform may contain links to external sites

9.2 We are not responsible for third-party privacy practices

10. Cookies

10.1 We use cookies to improve user experience

10.2 You can control cookie settings in your browser

11. Policy Updates

11.1 We may update this Policy periodically

11.2 Changes will be posted on this page

12. Contact Information

12.1 For privacy inquiries, contact us at:

Email: [email protected]

Address: Plot No. 47-11-27, 2nd Floor, Dwarakanagar, Visakhapatnam, AP 530016

Experience hassle-free lending with MyLoanPulse. We offer transparent terms, competitive rates, and a seamless digital process to help you achieve your financial goals with confidence.

Contact

Mobile Number

9154169739

[email protected]
Near VinayakaTemple, 50-90-22/2, SANTHIPURAM, SEETAMAPETA, Seetamma Peta, Visakhapatnam, Visakhapatnam, Andhra Pradesh, 530016

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